Personal umbrella liability insurance is designed to protect you and your family against a catastrophic lawsuit or judgment. It provides expanded coverage and increases the amount of your primary liability protection beyond the basic coverage provided under your homeowners/renters and auto insurance policies.

Many people assume their homeowner's and automobile liability policies provide enough coverage to adequately protect their assets in such a situation. However, this is not always the case. Court awards in the millions are not uncommon when tragedies, such as severe injury or loss of life, occur.

Fortunately, there is a way to help protect yourself and your family from events such as these. A Personal Umbrella policy is designed to provide an additional layer of personal liability protection over the limits set by your basic insurance in $1 million increments. The umbrella also provides coverage, which may not be in your basic policies, such as personal injury coverage.

In today's litigious society, the Personal Umbrella policy offers the peace of mind that your assets are protected. Please call your personal lines agent at one of the seven offices listed to add this important coverage.