Employment Practices Insurance

Why should you consider this product?

  • Employers can face allegations of discrimination for age, race, disability, wrongful termination, sexual harassment, retaliation, and other employment-related allegations
  • Defense and settlement costs for these types of claims can have a serious financial impact on your company

Employment Practices Liability Insurance (EPLI) Claims

EPLI claims can be very expensive to defend; being properly insured is crucial.

Defense Costs

Defense costs are covered by these policies. EPLI insurers know how to litigate these for the most favorable outcomes.


EPLI will cover losses when the claim is made during the policy period, but the event that causes the claim does not necessarily need to occur during the policy period.

Third Party Discrimination

This is optional coverage that covers alleged harassment or discrimination by an insured against a non-employee.

Stand-Alone Basis

EPLI is usually written as part of a Directors & Officers Liability policy, but can also be provided on a stand-alone basis.