Business Automobile Insurance
When your business is on the move.
Types of Coverage
What is Business Automobile Insurance?
Commercial or business automobile insurance is liability, collision, and comprehensive physical damage coverage for vehicles that are used for your business. The coverage includes cars, trucks and vans. Commercial Auto applies to automobiles owned by or used in your business and provides physical damage coverage, liability insurance for bodily injury, property damage, uninsured or underinsured motorist and other coverage including medical payments, towing, labor, rental reimbursement and auto loan coverage. There are many options and spans of coverage depending on your business’s fleet or select vehicle assets.
Each Business’s commercial auto needs are different. Coverage can range from all your owned vehicles to just specifically scheduled vehicles – even hired and non-owned vehicles can be protected under your business auto policy.
What does Business Auto Insurance Cover?
- Bodily Injury: liability coverage for any bodily injury sustained when you or an employee is at fault
- Property or Vehicle damage: Liability coverage for damage done to other vehicles or others’ property
- Collision or Comprehensive Physical Damage: coverage for losses sustained to your own vehicles or property
- Medical expenses: for injury to occupants of your business autos