It can cover bodily injury and property damage liability
Provides protection against uninsured/under-insured motorists
Allows you to obtain optional physical damage coverage (comprehensive and collision)
Liability Insurance can provide coverage against damage to the property of others or injuries sustained by another party if they are involved in a collision with your snowmobile. Higher liability limits may be available through a Personal Umbrella Policy.
Medical payments can provide coverage for injuries to you or a passenger on your sled if you are in an accident.
Uninsured / Under-insured Motorists
Snowmobile Insurance can protect you during a snowmobile accident if the responsible party either does not have insurance or does not have enough coverage. This policy can cover your medical bills that exceed the responsible party’s liability limits.
Comprehensive coverage on your policy can help cover damages sustained by your snowmobile other than a collision or rollover. Examples include loss due to theft or vandalism. By maintaining your policy year-round with comprehensive coverage, if a tree falls on your sled or it is stolen, you will have coverage.
Collision Insurance provides coverage against damage to your snowmobile if you are involved in an at-fault accident with another machine, an object, or if it rolls down an embankment.
Discounts for completion of state-sponsored safety courses
Discounts for payment in full
Renewal discounts for maintaining continuous coverage
Optional coverage for your riding gear, helmets, and added accessories
There is a wide range of deductibles and a variety of limits to choose from; Hickok & Boardman Insurance Group can help you find the best protection with a plan you can afford. Although you pay a seasonal premium, your coverage is in effect year-round!