Items you own may exceed the limits allowed on your policy for theft of various items
You have more than $1500 worth of jewelry, watches, and furs in your home
You have more than $2500 worth of guns in the house
You have valuable artwork in your home
Open Peril Coverage
The items you choose to schedule to be insured can include almost anything. Items can include computers, canoes and kayaks, jewelry, trailers, artwork, or musical instruments.
You do not pay a deductible for a loss of a scheduled item.
Before you can insure your favorite item, you may have to provide an appraisal and photos to the insurance carrier.
Your policy provides you with the peace of mind to take that expensive camera or other valuable item with you overseas on vacation.
Newly Acquired Coverage
If you have a jewelry or art schedule, any new valuables you purchase are automatically covered up to 30 days from the date of purchase. You must notify your carrier to add your newly acquired items to your policy.